Gap Insurance for Passenger Vehicles

With DEFEND Gap insurance, the value of your car don’t have to drop down for the next 5 years.

GAP insurance is still a great unknown for many, but it is a simple concept that brings peace to clients or saves them a lot of worries.

The GAP = Guaranteed Asset Protection. GAP insurance is usually offered in connection with the purchase or financing of a car and the client is covered in the case of total damage or theft of the vehicle up to the purchase price of the car or the client is protected against the debt to the leasing company or the bank.

In practice, this means that you will receive the insurance benefit only from your insurance premium at the market price of your vehicle at the date of the insured event, deducting the amount of your contracted share. GAP insurance will pay you the difference to your coverage level.

You can find more information in Insurance Product Information Document for DEFEND Gap.

When buying your car, ask your dealer for DEFEND Gap insurance.

DEFEND Gap MAX

DEFEND Gap MAX insurance of the purchase price provides 100% coverage of the difference between claims from CASCO Insurance and purchase price of the vehicle when it is stolen or totally damaged.

DEFEND Gap LEASE

DEFEND Gap LEASE covers the balance of debt in installing vehicle financing after payment of insurance benefit from CASCO Insurance in the event of theft or total damage of the vehicle.

DEFEND Gap MINI

DEFEND Gap MINI covers the difference between the purchase price and compulsory third party liability insurance, but only in case of a total damage caused by other party even without CASCO insurance.

DEFEND Gap MINI+

DEFEND Gap MINI+ poskytuje ochranu až do výše kupní ceny Vašeho automobilu. Kryje vozidlo proti totální škodě v důsledku nezaviněné havárie či krádeži, a to bez havarijního pojištění!

DEFEND Gap XS

DEFEND Gap XS covers the clients deductible in case of total damage or theft. DEFEND Gap XS can be arranged separately or in combination with DEFEND Gap MAX or DEFEND Gap LEASE.

DEFEND Gap FLEX

DEFEND Gap FLEX provides flexible financial protection when the car is stolen or totally damaged even without CASCO Insurance.

DEFEND Gap D2C

DEFEND Gap D2C offers unique protection against the loss of value of the vehicle in the event of total damage or theft. It is a great choice for drivers with expiring accident insurance, liability insurance or any other insurance from DEFEND INSURANCE.