Insurance for passenger cars

We provide our clients with bespoke insurance solutions in automotive sector focusing on GAP and Extended Warranties for new and used vehicles and a range of innovative products like MOT Insurance.

The purchase of a car is one of the most important financial decision a person or family has to make. It is necessary to consider not only the high initial investment but also the risk of potential additional cost on car repairs as well as of accident or theft.

We are actively developing our portfolio to reflect new consumer tastes and lifestyles. Nowadays we see the opportunity in a changing world where customers attitudes are being shaped in order to protect the environment and increasing preferences for alternative fuel cars. This is why we are developing our portfolio of insurance programmes for electric cars, hybrids and CNG or LPG cars.

Driven by our industry‑leading research and development network, combined with deep consumer insights, we are speeding up meaningful innovation to bring products and services to the market quickly.

Our aim is to have market leading products in each of the categories in which we compete.

When purchasing your car, ask your dealer for DEFEND INSURANCE products.

Carlife Gwarancja

Carlife Garance covers sudden and unforseen internal mechanical or electrical breakdown of an insured motor vehicle. It can be concluded exclusively in the AAA Auto network.

DEFEND Car Protect

DEFEND Car Protect insurance covers sudden and unforseen internal mechanical or electrical breakdown of an insured motor vehicle.

DEFEND Gap

DEFEND Gap insurance of the purchase price protects the loss of value when the car is stolen or totally damaged. Can be concluded even for cars with MTPL policy only.

DEFEND Key Protect

DEFEND Key Protect insurance covers your vehicle keys against loss & theft along with the cost of unlocking the vehicle in the event of a key lock in the insured car, and it doesn’t stop there. Depending on the program, we also offer a smart keychain or broader coverage that also includes house or apartment keys, vehicle registration plates and much more.