About us

The roots of DEFEND date back to 1994. Since then, we have built our expertise in the field of complementary services and products in the automotive industry in Czech Republic and have strengthened our position in other Central and Eastern European countries.

DEFEND GROUP's main pillars within the automotive industry:

DEFEND Reports:

DEFEND At a Glance 2017/2018

DEFEND At a Glance 2018/2019

DEFEND At a Glance 2019/2020

DEFEND At a Glance 2020/2021

DEFEND At a Glance 2022/2023

DEFEND At a Glance 2023/2024  
  • Insurance
  • Protection
  • Safety
  • Digital Presentation

DEFEND INSURANCE GROUP

We bring unique insurance and products that respond to the needs of clients.


We focus on innovative insurance solutions for the automotive industry and related products and services. You can purchase our insurance from nearly 4,000 new and used car dealers, insurance brokers and authorized representatives in 9 European markets.

The history of the DEFEND brand dates back to 1994. Since 2012, the DEFEND INSURANCE GROUP from the Czech Republic has gradually expanded to Slovakia, Poland, Hungary and Great Britain. Since 2019, we have been part of the American insurance company Fortegra, rated A- (Excellent), and its European subsidiary Fortegra Europe Insurance Company is our main insurer. This partnership has mutually strengthened our position in the European markets and enabled our further expansion. From 2022, you will also find us in the Baltics and now also in Romania.

Our goal is to help clients reduce risk and increase their sense of security and financial stability by providing tailored insurance products, fast claims handling and superior customer service.

Buying and operating a vehicle is one of the biggest expenses for every household. In addition, it is necessary to consider the risks of possible additional expenses for repairs or loss of the vehicle as a result of total damage or theft. Thanks to our products, clients can enjoy their vehicle worry-free, and in the event of damage, we ensure they can get back on the road quickly and without unnecessary expense and use the vehicle again for the activities they need, whether it's commuting to work , shopping, trips or anything else.

Clients always come first for us and we value the trust they place in us. Thanks to this, we provide partners who offer our products not only an opportunity for business growth, but also significantly contribute to building customer loyalty towards their companies.

In short, whether you are our client or partner, you can rely on us. We look forward to helping you worry less and "Experience More".

Fortegra Group

The main partner of DEFEND INSURANCE GROUP, the insurance company Fortegra, has been offering its clients and partners the strength and stability you need from an insurer and the individual approach you want from a partner for more than 45 years.


Fortegra has become the second largest credit insurer in the United States and currently offers its diverse line of insurance and warranty products worldwide.

It operates on the European market through an insurance company based in Malta, Fortegra Europe Insurance Company, with an A- (Excellent) rating from AM Best and its Czech branch.

The branch is personally linked to the DEFEND INSURANCE group and continues to underwrite the innovative and flexible products behind DEFEND INSURANCE's success, such as DEFEND Car Protect, DEFEND Gap and others.

Fortegra is traded on the NASDAQ stock exchange as part of Tiptree (TIPT).